房贷降了利好股市吗?
房贷降了利好股市,其中对以下行业是利好:
1、房地产开发
房贷降了,意味着居民购买房子的成本降低了,则在一定程度上会刺激居民的后面欲望,需求增加,使房地产公司的业绩得到改善,从而推动房地产行业反弹。
2、建筑、家电等房地产相关的行业
房贷下降,居民的购买欲望增加,会带动相关行业的发展,如建材、家具等,从而推动相关股票上涨。
3、银行
房贷下降,虽然在短期内会降低银行的贷款收入,但是,从长期来看,房贷下降,刺激居民的购房欲望,从而会增加银行的贷款业务,同时,房贷下降,在一定程度上也会减少居民的还款压力,从而间接减少银行的坏账、烂账等金融风险,对银行来说是一种利好,会推动银行个股上涨。
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